Apply In Branch
- 1
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Application fee of 1% and Commitment Fee of 2.5%.
Available to finance exising housing loan.
25 years maximum
Start your journey to wealth creation with our flexible home loan solutions, designed to support our customers.
Calculate your Loan repayment and Apply now.
Designed for customers seeking to invest in residential property to generate rental income, diversify their investment portfolio, and build long-term wealth through real estate ownership.
Checklist
Terms & Conditions
| Product | Interest Rate | Structure | Application Fee |
| Housing Loan | 5.5% pa | Variable | K600 |
| First Home Ownership Scheme | 4.0% pa | Variable | K600 |
| Personal Property Investment Loan | 8.75% pa | Variable | K600 |
| Personal Asset Loan | 15.5% pa | Variable | 1.5% of principle |
* Default rate is 5% pa in addition to the interest rate applied on overdue amount
** Interest is calculated on a reducing balance b, and based on a 365/366-day year
*** Insurance, valuation, and registration fees are third-party vendor charges and do not constitute costs charged by BSP.
If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.
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